INSURANCE & FINANCIAL PLANNING
Life Insurance with Living Need Benefits
Term 10, 15, 20, & 30 years
Traditional Whole Life
Individual / Family
International Travelers (visitors) or Immigrants’ Medical Insurance
Income Replacement (Short Term / Long Term)
Business Overhead Income
Critical Illness (Heart Attack, Stroke, Cancer)
Dental / Vision
We can assist you to make the best use of your retirement funds whether you need to leave a legacy or you are working to create a steady stream of income for your lifetime in your future. Or both.
In addition to steps which you already have taken, here are some of the concerns and interest of most individuals who like to plan for retirement : –
1) Take Complexity Out Of Retirement
(2) Will HealthCare Cost Impact Your Retirement?
(3) Understanding Social Security & Medicare
(4) ABCs Of Annuities / Retirement Realities
Last Will & Testament
Living Will/Health Care Power of Attorney (Remember Terri Schiavo case during mid 90’s? – just google)
General Power of Attorney
Long Term Care
Medicare Advantage Plans (at Zero premium)
Stand Alone Rx Plan
Group Health Insurance
Key Person Plan (old fashioned “Golden Handcuff Plan”
Voluntary Employee Benefits (at no cost to business)
Business Continuation Insurance (Funded buy & sell Agreement)
Over the past three decades, we have designed these benefits for an individual, family, and for employers to meet these crucial needs of their employees on a fringe or volunteer basis at no cost to their businesses.
We love to meet with you to ascertain your needs to do justice with plan design.
Here are links where you can get quotes and enroll online, without meeting anyone (if you like) :-
(1) If you are in between times, waiting to be covered under regular health insurance via marketplace (which opens up on Oct 1st and ends on Dec 15th every year), you can design your short term health insurance coverage until the market opens up. Click Here to get Health Insurance quotes and enroll online.
(2) For Hospital Indemnity, TriState (three year term medical coverage) Dental Vision etc, click here
(3) For Marketplace to get quotes and enroll during Annual Enrollment OR Special Enrollment (if you have qualifying events) click here
(4) For International Visitor or Immigrant Health Insurance please click here
Life, Health & Voluntary Employee Benefits