Group Health Insurance

Is your current group health plan still competitive?

Group health doesn’t have to be confusing. AimBest helps Texas employers review current benefits, compare available options, and simplify enrollment with independent guidance.

📋 Request your free group health review

Tell us about your plan — a licensed Texas advisor will review it with you. No obligation.

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Trusted by Texas families & businesses since 1983

Independent Texas brokerage

Serving the state since 1983

Dedicated advisor support

One point of contact, not a call center

Enrollment & renewal help

We manage the process with you

Multi-carrier comparison

Guidance across available options

We help Texas employers compare plans across major carriers

An independent brokerage — we work across the market, not for a single insurer.

Sound familier?

Group health shouldn't feel like guesswork.

Most employers don’t have time to decode benefits jargon or chase carriers every renewal. These are the headaches we hear about most — and the ones we take off your plate.

Rising renewal costs

Premiums creep up every year and it's hard to know whether the increase is fair or whether better options exist.

Employee network complaints

Your team can't find in-network doctors or isn't happy with the current plan — and you're hearing about it.

Enrollment confusion

Open enrollment turns into a stack of questions you're not equipped to answer alone.

Administrative burden

Managing benefits paperwork pulls you away from actually running your business.

Difficulty comparing plans

Carriers and plan tiers are hard to compare apples-to-apples without someone who does it daily.

No one to call

When a claim or question comes up, you're stuck on hold instead of reaching a real advisor.

Already have group health?

We'll review it — and explain your options.

If your renewal is approaching or your employees are unhappy with current coverage, we’ll review your existing benefits and help you understand your options. No pressure to switch — just a clear picture from an independent advisor.

Premium review

We look at what you're paying and whether it's competitive.

Plan structure review

Deductibles, tiers, and design compared to your needs.

Network comparison

How your team's access compares across carriers.

Renewal strategy

A plan for your next renewal before rates lock in.

Enrollment support

Help guiding your employees through their choices.

Ongoing service

A real advisor for questions and claims year-round.

What plans can include

Coverage options may include…

Group health isn’t one-size-fits-all, and benefits vary by carrier, plan, and group size. Here’s the range of coverage we can help you compare and design around.

Medical coverage

Doctor visits, hospital care, and emergency services.

Prescription drugs

Formulary coverage for common and specialty medications.

Preventive care

Checkups, screenings, and immunizations.

Specialist care

Specialist care options depending on plan type.

Mental health

Behavioral health and counseling benefits.

Add-on options

Pair with dental, vision, and life for a fuller package.

Exact coverage, networks, and costs vary by carrier, plan, and group size. We’ll walk you through what’s available for your specific business during your review.

Renewal coming in the next 30–90 days?

This is the best time to review your options — before rates are locked in for another year. A quick review now can save you a costly renewal later.

Who we help

Built for Texas businesses of every size.

From a two-person shop to a multi-site operation, we tailor our guidance to where your business is today.

2–50 EMPLOYEES
Small Business

Adding benefits for the first time or reviewing a small-group plan.

SCALING
Growing teams

Adding headcount and needing benefits that keep pace with you.

MULTI-SITE
Multi-location employers

Operating across sites and needing consistent team coverage.

OWNER-LED
Owner-only & family businesses

Covering owners and a close-knit team with the right small-group fit.

Why work with AimBest

An advisor in your corner — not a sales pitch.

Reviewing and managing group health can feel complicated. After 43 years, we’ve made it straightforward for Texas employers — handling the hard parts so you don’t have to.

Multi-carrier comparison guidance

Independent means we compare available options for your fit — not one insurer's products.

Enrollment & renewal assistance

From plan review to employee sign-up, we help manage the process with you.

Dedicated Texas advisor

One point of contact for renewals, questions, and claims — not a call center.

"AimBest helped us review our group benefits and made the process far easier than dealing with carriers directly."

Business Owner Houston, TX

"AimBest helped us review our group benefits and made the process far easier than dealing with carriers directly."

Business Owner Houston, TX

"AimBest helped us review our group benefits and made the process far easier than dealing with carriers directly."

Business Owner Houston, TX

"AimBest helped us review our group benefits and made the process far easier than dealing with carriers directly."

Business Owner Houston, TX
How it works

From first call to clear options — four steps.

1
Request your review
Share a few details about your team and current plan. We listen first
2
We review & compare
We assess your current benefits and compare available options across carriers.
3
You see your options
We explain clearly, in plain language — no pressure to switch.
4
Ongoing support

If you move forward, we handle enrollment, renewals, and questions year-round.

Common questions

Group health, answered.

What businesses qualify for group health coverage?

Eligibility depends on factors like your number of employees and how your business is structured, and requirements vary by carrier and plan. Many Texas businesses qualify even with a small team. During your review, we’ll confirm what options are available for your specific situation.

Timing depends on your group size and how complete your information is — which is exactly why we offer the employee census template. With your census and basic company details in hand, we can typically begin gathering options quickly. Your advisor will give you a realistic timeline at the start of your review.

Yes — this is one of the most common reasons employers come to us. If your renewal is approaching, we’ll review your existing premiums, plan structure, and network, and walk you through your options before your rates lock in. There’s no obligation to switch.

Requirements depend on your business size and structure. Smaller employers generally aren’t required to offer coverage, but many choose to for hiring and retention. We’ll walk you through what applies to you — and we always recommend confirming specifics with your accountant or legal advisor.

Several factors influence pricing, including your group size, the plan design and tiers you choose, employee demographics, and how much of the premium your business contributes versus employees. Because we compare multiple carriers, our role is to help you find the right balance of coverage and cost for your situation.

Yes. We can help you pair group health with dental, vision, life, and disability coverage to build a fuller benefits package — all managed through one Texas advisor.

Related coverage

Round out your benefits package.

Get a second opinion on your group health benefits.

Request a free, no-obligation plan review — or call and talk it through with a real Texas advisor.