Aimbest is an independent Texas brokerage that helps businesses of every size protect what they’ve built. From general liability to commercial property, workers’ comp, cyber, and the policies smaller agencies turn away – we review your exposure and structure coverage that fits.
Serving the state since 1983
One point of contact, not a call center
Guidance across available options
Policies others won't quote
Click any coverage to see what’s protected, who it’s for, and how to get a review. Whether you need a single policy or a layered program, we structure it around your business.
Provides coverage for employees injured or made ill due to job-related activities, as required in Texas.
Covers professionals against claims of negligence, errors, or omissions in the services they provide.
Covers claims of discrimination, harassment, or wrongful termination from employees.
Safeguards your business from third-party injuries, property damage, and legal claims that can arise from everyday operations.
Protects your buildings, equipment, and inventory from fire, theft, and natural disasters.
Combines property and liability coverage into one cost-effective package for small and mid-size businesses.
Protects your company from cyber-attacks, data breaches, and digital losses.
Covers construction and trade professionals for property and liability risks on the job.
Provides extra liability coverage beyond the limits of your main business policies.
Covers business-owned vehicles and fleets from accidents, theft, and liability claims.
Protects your business from claims tied to defective or harmful products.
Different industries face different risks. We’ve structured commercial coverage across the Texas market for decades – here’s where we work most.
Contractors, builders, electricians, plumbers, HVAC.
Law, accounting, consulting, design, technology firms.
Storefronts, hospitality, food service, e-commerce.
Producers, fabricators, distributors, warehousing.
Owners, managers, developers, leased commercial space.
Trucking, delivery, logistics, fleet operators.
Practices, clinics, wellness, allied health.
Businesses with several Texas sites or interstate exposure.
After 43 years in the Texas market, we’ve built the carrier relationships and know – how to place coverage that smaller agencies turn away. If it’s complicated, bring it to us.
Owner-occupied, leased, mixed-use, and harder-to-place real estate.
Contractors, manufacturers, and operations others won’t quote.
Coverage that scales across sites and state lines.
Structuring multi-line, multi-limit coverage for serious exposure.
Independent and serving Texas ever since
Distinct commercial coverage lines we place
Access to A-rated national carriers
Dedicated advisor for your whole program
Share your business and current coverage. A licensed advisor follows up – no pressure.
We review your exposures and shop available carriers for the right fit.
We explain coverage, gaps, and cost trade-offs in plain language.
It depends on your industry, structure, and exposures. Most Texas businesses carry at least general liability, and many add commercial property, workers’ comp, and commercial auto. Industry-specific risks (cyber, professional liability, product liability) add more lines. The point of a risk review is to figure out exactly which combination fits your business.
A Business Owners Policy bundles general liability and commercial property into one package, usually at a lower cost than buying them separately-designed for small to mid-size businesses with typical exposures. Larger or more complex businesses often need standalone policies with higher limits and additional coverage. We’ll show you which path fits during your review.
Texas is unusual workers’ comp isn’t generally required for private employers, though there are exceptions and important consequences for opting out. We can walk you through how the rules apply to your business, and we always recommend confirming legal specifics with your attorney.
Yes-that’s one of the most common reasons businesses come to us. Bring your existing policies and we’ll review your coverage, identify gaps or overlaps, and compare alternatives across carriers. No obligation to switch.
Timing depends on the lines you need, your industry, and how complete your underwriting information is. Simpler policies can be bound quickly; complex commercial programs take longer. Your advisor will give you a realistic timeline at the start of your review.
Often, yes. After 43 years we’ve placed coverage for industries and risk profiles that smaller agencies don’t have the carrier relationships to handle. If you’ve heard “we can’t quote that” elsewhere, it’s worth asking us.
For individuals, families and whole teams - health, group plans, dental, Medicare, disability and life.
Protect where you live and what you own - homeowners, renters, landlord, condo, flood and more.
Every vehicle, every driver - personal auto, high-risk SR-22, classic cars, RVs, motorcycles and marine.