- For licensed P&C agents
- Backed by AimBest since 1983
AimBest Franchise Opportunity
Launch your own P&C agency - without the years it usually takes.
Operate under the Aimbest brand. Get day-one access to top wholesale brokers and carriers. Keep 80% of every commission. We run the back office; you build the book.
- 80/20 commission split - you keep 80% of agency commission
- Day-one access to Amwins, RPS, Jencap, Progressive, GEICO & more
- We handle ACORDs, brokerage, and back-office processing
- No production minimums - earn from your first policy bound
- ⚡ The economics
80%
Commission to you – the producing agent
$0
0
Why a franchise instead of starting cold
Building an agency from scratch is the long road.
Starting an independent agency in the U.S. typically takes years of effort, capital, and rejection before you write your first competitive quote. The Aimbest franchise compresses that timeline to weeks.
- Starting cold
The independent route - alone.
- 2–3 years of production history before most carriers consider an appointment
- $25,000–$50,000+ in capital for E&O, technology, and minimum-volume commitments
- Wholesalers won't open codes for a brand-new agency without volume
- Years spent learning each market's appetite, each underwriter, each program
- You're alone in the field - no back-office, no brokerage desk, no playbook
- AimBest franchise
The brand, the markets, the playbook - day one.
What you get the moment you sign on.
- Operate under a name that's been writing in the market since 1983
- Immediate access to top wholesale brokers & standard-line carriers
- Our brokerage desk runs your submissions and negotiates with underwriters
- Back-office handles policy issuance, endorsements, and reconciliation
- Ongoing guidance on appetite and competitive carriers for each risk
Market access - day one
The wholesalers and carriers you actually want to quote against.
This is the single biggest reason agents partner with Aimbest. Carrier and wholesale broker appointments take years to build independently. Through the franchise, you have immediate access to these markets.
- Wholesale Brokers - Specialty / E&S / Hard-to-Place
For accounts that don’t fit a standard carrier – habitational, restaurants, contractors, transportation, vacant property, high-value personal lines, and other specialty risks.
XPT Specialty
As appetite requires
- Direct Carriers - Standard Lines
For standard personal auto, home, commercial auto, BOP, workers’ comp, and small commercial.
Berkshire Hathaway
As your book develops
On any quote request you bring in, we can typically market the risk to several relevant carriers and bring back competitive options. You’re not stuck pushing one carrier or one product – you act like a true independent agent from your first submission.
How it works
The submission workflow, end to end.
You handle the front of the house – the client, the relationship, the sale. We handle the back – the markets, the underwriters, and the paperwork.
1
The conversation starts.
Meet client, gather risk info, complete ACORD application.
2
Email ACORD, loss runs, and supporting docs to the AimBest brokerage desk.
Review submission, identify best-fit markets, package and send to wholesalers / carriers.
3
We work the carriers.
Stay in the loop; respond to underwriter questions if any.
Work the markets – Amwins, RPS, Jencap, EGA, XPT and more – and negotiate terms.
4
You take it to the client.
Receive quote options, present to client, recommend coverage.
Deliver quote sheet with carrier options, pricing, and notes.
5
Coverage goes live.
Collect signed application, payment, and bind request.
Process binding, issue policy, handle carrier paperwork.
6
Year-round ownership of the relationship.
Own the client relationship, service requests, and renewal conversations.
Process endorsements, support remarketing, re-engage markets at renewal.
What's included
The full franchise, not just a logo.
Your franchise partnership with Aimbest is more than market access. Here’s what comes with the relationship.
Brand & Identity
- Right to operate under the Aimbest brand in your territory
- Use of the Aimbest logo and marketing collateral templates
- Association with a name in the market since 1983
Market Access
- All current Aimbest wholesale broker and carrier relationships
- Brokerage desk that runs submissions and negotiates with underwriters
- Appetite guidance and target-market recommendations per risk
Back-Office Support
- Submission handling, quote packaging, and binder processing
- Policy issuance support and endorsement processing
- Commission tracking and monthly reconciliation
Training & Onboarding
- Walk-through of the submission workflow and brokerage process
- Overview of each market, its appetite, and risk positioning
- Ongoing support as new markets and programs are added
Technology & Tools
- Submission templates and ACORD form workflow
- Communication channels with the brokerage desk
- Reporting on your book of business and production
Transparent Economics
- 80% of agency commission stays with you on every policy
- Gross commission visible - your 80% calculated directly off it
- Monthly payout cadence; full reconciliation included
What we look for
Selective partnerships, by design.
Aimbest is selective about franchise partners because your success is tied directly to our brand and our market relationships. Here’s what we expect.
Licensing & Compliance
- Active P&C (Property & Casualty) license in the state(s) you intend to write
- Clean compliance and licensing record
- E&O coverage - we can help you source this at competitive rates
Experience & Skills
- Working knowledge of personal and / or commercial lines
- Ability to complete an ACORD application accurately
- Comfort with client-facing sales conversations
Mindset
- Self-starter - you bring the clients; we bring the markets
- Professional representation of the AimBest brand
- Willingness to follow the submission and binding workflow
Why AimBest
Real history. Real markets. Real economics.
Three things you should expect from any franchise – and three reasons Aimbest delivers on all of them.
40+
Years in the market
Aimbest has been writing insurance since 1983. That history translates into carrier trust, broker relationships, and underwriter goodwill that a new agency cannot replicate on day one.
10+
Real market access
Direct relationships with the top wholesale brokers and standard-line carriers – not a thin handful of obscure markets, but the names you actually want to quote against.
80%
Agent-favorable economics
Next steps
Ready to launch under the Aimbest brand?
If this opportunity is a fit, the path forward is straightforward. Submit a brief application and a member of our team will reach out for an initial discussion.
We meet to discuss your goals, the markets you want to write in, and any questions about the model.
We share the formal agreement covering branding, commission structure, submission workflow, and term.
Once signed, we onboard you to the brokerage desk workflow, walk through the markets, and confirm licensing and E&O.
You start sending ACORDs; we start sending back quotes. You’re a live, producing Aimbest franchise agency.