Health Insurance in Texas

Texas health coverage for your family or your team.

AimBest is an independent Texas brokerage that helps individuals, families, and employers navigate health insurance — without the carrier pressure. Pick the path that fits, and a licensed Texas advisor takes it from there.
Personal & family

Looking for personal health coverage?

Whether you need an individual plan, a family policy, Medicare supplement, or dental and vision – we compare options across carriers and help you choose.

Employer & group

Looking for employee benefits?

For Texas employers offering or reviewing group health coverage. We help review your current plan, compare carriers, and manage enrollment and renewals.
Independent Texas brokerage

Health benefits guidance since 1983

Dedicated Texas advisor

One point of contact, not a call center

Multi-carrier comparison

Guidance across available options

Enrollment & renewal help

We manage the process with you

Coverage we place

8 lines of health & life coverage - all under one Texas brokerage.

Health insurance splits naturally between personal coverage and employer-provided benefits. Here’s what we place in each.

Individual Health Insurance

Comprehensive health coverage for individuals with customizable plan options.

For one adult
Family Health Plans

Affordable and flexible coverage for every member of your family under one plan.

For households
Medicare Supplement

Fills the gaps in Medicare coverage to reduce your out-of-pocket medical expenses.

For 65+
Life Insurance

Secure your family's financial future with customizable life insurance options.

For families
Group Health Insurance

Ideal for companies providing medical protection to employees and staff.

For employers
Dental & Vision Plans

Covers preventive dental care, eye exams, lenses, and treatments.

Personal or group
Disability Insurance

Replaces a portion of your income if you become unable to work due to illness or injury.

Personal or group
Critical Illness & Voluntary

Provides a lump-sum payout to help manage costs during major health challenges.

Supplemental
Who we help

Health coverage for every Texan.

Different situations call for different coverage. Here’s where we work most.

Individuals

Self-employed, between jobs, or shopping outside an employer plan.

Families

Whole-family plans with pediatric, maternity, and dependent coverage.

Medicare-age & retirees

Medicare supplement guidance and add-on coverage at 65 and beyond.

Small employers

Group health for businesses with 2–50 employees, including first-time benefits.

Growing teams

Companies scaling headcount and reviewing benefits at renewal.

Self-employed & 1099

Contractors, freelancers, and small operators without group access.

Multi-site employers

Businesses needing consistent benefits across Texas locations.

Young & new-to-coverage

First-time buyers, recent grads, and people aging off parent plans.

Why work with AimBest

An advisor in your corner - not a sales pitch.

Texas property has unique challenges – flood zones, hurricane wind, hail belts, older construction, prior claims. After 43 years we’ve built the carrier relationships to place coverage on homes other agencies won’t touch.

Multi-carrier comparison guidance

Independent means we compare options across carriers - not push one insurer's products.

Enrollment & renewal assistance

From plan selection to sign-up, we help manage the process with you.

Dedicated Texas advisor

One point of contact for renewals, questions, and claims - not a call center.

Plain-language guidance

We explain plans, networks, and trade-offs in language that actually makes sense.

1983

Independent and serving Texans ever since

8

Distinct health & life coverage lines

Top

Access to major Texas & national carriers

1

Advisor for your family or your team
How it works

From first call to covered - four steps.

1
Tell us your situation
Personal, family, or employer – a few details so we can route you to the right advisor.
2
We review & compare
We assess your needs and compare available carriers and plan designs.
3
You see your options
Plans, networks, and costs explained in plain language — you choose.
4
Ongoing support
We handle enrollment, renewals, and questions throughout the year.
Common questions

Health insurance in Texas, answered.

I'm self-employed in Texas - what are my health insurance options?
Self-employed Texans can shop the individual marketplace, work with a broker like us to compare carriers directly, or in some cases join an association group plan. The right option depends on your income, family situation, and the doctors you want to keep. We walk you through what’s actually available for your specific case.
Most individual health plans have an annual Open Enrollment window, plus Special Enrollment Periods triggered by life events like marriage, a new child, loss of other coverage, or moving. Medicare has its own enrollment windows. Group plans have employer-set enrollment periods. We’ll confirm which windows apply to you and the dates you need to know.
An HMO usually has lower premiums but requires you to stay in-network and use a primary care doctor for referrals. A PPO costs more but lets you see out-of-network providers and specialists without referrals. The right one depends on the doctors you want, how often you travel, and your budget. We’ll show you the trade-offs across both.
Yes – whether you’re an individual at renewal, a family considering a change, or an employer reviewing group benefits. Bring your current plan and we’ll review coverage, costs, and network, then compare alternatives. No obligation to switch.
Medicare has multiple parts (A, B, C, D) and timing windows that matter — missing initial enrollment can mean lifelong penalties. We help Texans navigate Original Medicare vs. Medicare Advantage, choose a Medicare Supplement, and avoid the common pitfalls. Talk to us before your 65th birthday window if possible.

Yes – group health is one of our core lines. We help Texas employers from 2 employees up review current coverage, design new plans, manage enrollment, and handle renewals year-round. See our

Beyond home coverage

The rest of what we cover.

Many Texas drivers consolidate their home, health, and business coverage with us – one independent brokerage, one advisor, everything in one place.

Business Insurance

General liability, commercial property, workers' comp, cyber and more.

Auto Insurance

Personal auto, classic cars, high-risk SR-22, RVs, motorcycles, and marine.

Home & Property

Homeowners, renters, landlord, condo, flood, and specialty property coverage.

Let's find the right health coverage.

Whether it’s for your family or your team – get free, no-obligation guidance from a real Texas advisor.