Auto Insurance in Texas

Texas auto insurance - including the drivers others won't quote.

AimBest is an independent Texas brokerage that helps drivers across the state from standard auto to SR-22, classic cars, RVs, motorcycles, and marine. We shop top-rated and specialty carriers to find the right coverage at the right price.

🚗 Get your free auto quote

Tell us what you’re driving – a licensed Texas advisor follows up. No obligation.
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Trusted by Texas drivers since 1983
Independent Texas brokerage

Serving Texas drivers since 1983

Dedicated Texas advisor

One point of contact, not a call center

Multi-carrier comparison

We shop the market for your fit

High-risk & SR-22

Same-day filings in many cases

Coverage we place

7 lines of auto insurance - every vehicle, every driver.

Click any coverage to see what’s protected, who it’s for, and how to get a quote. From a daily commuter to a classic in the garage, we structure coverage that fits.
Personal Auto Insurance

Coverage for you, your vehicle, and your passengers against accidents and damages.

Standard drivers
Classic Car Insurance

Specialized protection for vintage or collectible vehicles with agreed-value coverage.

Collectible vehicles
High-Risk / SR-22 Insurance

Meets state filing requirements for high-risk drivers needing SR-22 certification.

Filed-required drivers
RV / Motorhome Insurance

Comprehensive coverage for recreational vehicles, motorhomes, and travel trailers.

Recreational vehicles
Motorcycle Insurance

Protects riders against accidents, theft, and liability while on the road.

Riders & cyclists
Boat / Marine Insurance

Coverage for boats, jet skis, and marine vessels including damage and liability.

Boats & watercraft
Commercial Auto Insurance

Covers business-owned vehicles and fleets from accidents, theft, and liability claims.

Business vehicles
Drivers we help

Every kind of Texas driver.

Auto insurance isn’t one-size-fits-all. Different drivers face different risks, and different carriers price them very differently – that’s exactly why an independent brokerage matters.

Standard family drivers

Daily commuters, family vehicles, single or multi-car households.

High-risk & SR-22

DWI, lapses, multiple violations, tickets, or non-renewed drivers.

Young & new drivers

Teen drivers, first policies, and new-license rate-shoppers.

Senior drivers

Retirement-age drivers and households with reduced annual mileage.

Collector & classic owners

Garage-kept classics, exotics, and collectible vehicles.

Riders & off-road

Motorcyclists, ATV/UTV owners, and recreational riders.

RV & trailer owners

Full-timers, weekenders, and seasonal RV travelers.

Boat & watercraft owners

Gulf-coast boaters, lake-house owners, jet ski riders.

When others won't quote you

We help the drivers others turn down.

If you’ve been told “we can’t write this,” it usually means the carrier you tried doesn’t specialize in your situation – not that no one will. After 43 years we’ve built the carrier relationships to place coverage for drivers and vehicles others reject.

SR-22 & state filings

Same-day filings in many cases, with a clear path back to standard rates.

Tickets, accidents, lapses

Coverage after DWI, multiple violations, or a coverage gap.

Specialty & modified vehicles

Classics, exotics, custom builds, and modified motorcycles.

Multi-vehicle & mixed fleets

Households or businesses with cars, trucks, RVs, and trailers together.

1983

Independent and serving Texas ever since

7

Distinct auto coverage lines we place

Top

Access to A-rated standard & specialty carriers

1

Advisor for every vehicle in your household
How it works

From first call to insured driver - four steps.

1
Tell us what you drive
A few details about your vehicles and driving history. No pressure, no judgment.
2
We shop the market
We compare standard and specialty carriers to find the right coverage and price.
3
You see your options
Coverage, limits, and costs explained in plain language – you choose.
4
Ongoing support
Bind your policy and keep a real Texas advisor for claims, renewals and changes.
Common questions

Auto insurance in Texas, answered.

What business What's the minimum auto insurance required in Texas?do I actually need in Texas?
Texas requires drivers to carry minimum liability coverage – bodily injury and property damage. State minimums change over time and can be too low to actually cover a serious accident, so most drivers carry more. We’ll walk you through what’s required and what’s actually wise for your situation.

An SR-22 isn’t insurance itself – it’s a certificate your insurer files with Texas to prove you carry the required minimum coverage, usually required after a DWI, multiple violations, or a lapse. We handle the filing and the underlying policy together, often same day. Once your required filing period ends, we help transition you back to standard rates.

Often, yes. Non-renewal is common after tickets, claims, or lapses – and standard carriers aren’t the only option. We work with specialty carriers built for exactly these situations. Bring us your details and we’ll show you what’s available.

For standard auto policies, coverage can often be bound the same day. SR-22 filings are also frequently same-day. Specialty vehicles or complex driving histories may take longer to underwrite. Your advisor will give you a realistic timeline once we have your details.

Often, yes – most carriers offer multi-policy discounts when you bundle auto with homeowners, renters, or other coverage. Because we shop multiple carriers, we can compare bundled vs. separate pricing and show you which actually saves you money for your situation.

Yes – many Texas drivers come to us at renewal or after a rate hike. Bring your current policy and we’ll review your coverage, limits, deductibles, and compare alternatives across carriers. No obligation to switch.

Beyond auto coverage

The rest of what we cover.

Many Texas drivers consolidate their home, health, and business coverage with us – one independent brokerage, one advisor, everything in one place.

Business Insurance

Protect Your Assets, employees, and professional liability with customized commercial plans.

Home & Property

Protect where you live and what you own - homeowners, renters, landlord, condo, flood and more.

Health Insurance

For individuals, families and whole teams - health, group plans, dental, Medicare, disability and life.

Let's get you covered.

Get a free, no-obligation auto quote – or call and talk it through with a real Texas advisor.