Your business relies on more than just hard work, it relies on the property, equipment, and assets that keep everything running day after day. Commercial property insurance helps protect those essentials from fires, storms, vandalism, theft, and unexpected accidents. At AimBest, we guide Texas business owners through simple, affordable options that match their needs and budget. No complicated terms. No pressure. Just clear protection for the spaces and tools your business depends on.
What Makes AimBest the Trusted Choice
Your building, workspace, and equipment aren’t just “assets”, they’re the heart of your business. A fire, storm, or unexpected break-in can bring operations to a halt. Commercial property insurance keeps your business protected from costly damage so you can stay focused on
serving your customers
- Texas-Focused Protection
- Tailored Options for Every Business Type
- Transparent Guidance
- Fast Quotes From Top Carriers
Cost
of Work
What does commercial property insurance cover?
It typically covers your building, equipment, inventory, furniture, signage, and outdoor fixtures against risks like fire, storms, theft, vandalism, and water damage (non-flood). Depending on your policy, it may also include business interruption coverage to protect your income if operations are halted.
Is commercial property insurance required in Texas?
Texas does not legally require commercial property insurance, but your lender or commercial mortgage provider will almost always require coverage. Even without a lender, most businesses choose it because repair costs after a disaster can be financially devastating.
Does building insurance in Texas cover hurricanes and hail?
Yes, hail, windstorms, and lightning are generally covered.However, flooding from rising water is NOT covered. You may need a separate NFIP or private flood policy, especially in Texas coastal and high-risk flood zones.
Are home-based businesses covered?
Most homeowners policies do not fully cover business equipment, inventory, or customer liability. You may still need commercial property coverage or a business owner’s policy (BOP)
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