It covers costs from data breaches, ransomware attacks, phishing scams, and other cyber incidents, including legal fees, notification costs, credit monitoring for affected customers, and business income loss while you recover. Some policies also cover ransom payments and PR costs to rebuild your reputation. We help you find coverage that matches your business’s real risks.

Yes. Small businesses are often targeted because hackers assume they have weaker security. Even a single data breach can cost tens of thousands in recovery, legal fees, and lost business. If you store customer data, process payments, or operate online in any way, cyber insurance is worth having.

Probably not. Most general liability policies exclude cyber-related incidents. You need a separate cyber liability policy to cover data breaches, hacking, and digital threats. We help Texas business owners understand what’s covered and what’s not—so there are no surprises when something happens.

It depends on your industry, revenue, data you handle, and security measures you have in place. Small businesses might pay a few hundred dollars a year, while larger operations with more data pay more. We compare carriers to find you coverage that fits your budget and risk level